Roth Ira 2025 Contribution Limit Over 50

Roth Ira 2025 Contribution Limit Over 50. The roth ira contribution limits for 2025 are $7,000, or $8,000 if you're 50 or older, unchanged from 2024. You can’t make a $7,000 contribution to an ira and then make another $7,000 contribution to a roth ira in the same year.

Individuals who are 50 and older can make a. For example, if you contribute $5,000 to a roth ira, the most you could contribute to a traditional ira would be $2,000 in 2025 if you’re under 50.